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XTB

1 offer tracked across Germany.

Best offer value
not yet
Standard fee
0%
Instant-buy fee
not yet

Current offers

What it costs to use

Standard trading fee
0% taker
Spread
Minimum CFD spread of 0.5; no spread markup documented on real stocks and ETFs
Withdrawing cash
Free above $50; $30 below
Currency conversion
0.5% margin on the exchange rate, 0.8% at weekends
Inactivity
€10/month after a year of no trading and 90 days of no deposits

"Commission-free" only holds below €100,000 monthly turnover. Meanwhile every trade in another currency converts at a 0.5% margin, which on a round trip costs more than the commission saved.

From XTB (official)

Did it actually pay?

The one thing XTB’s own page will never tell you. If you’ve been through this offer, say what happened. It’s the only way anyone finds out before committing.

What happened to you?

No accounts, nothing personal kept. Reports are unverified by nature, weigh them as you would a forum post, and never as a promise.

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